Terms

Our Terms of Use, Terms of Service and Privacy Statement describe the rules regarding your use of the websites and/or account registration on which a link to these Terms of Use, Terms of Service and Privacy Statement appear (collectively the Terms of Service). The Terms of Service are owned or controlled by SGPanel, a Asia Panel union, and its subsidiaries and affiliates (collectively SGPanel). Throughout these Terms of Use, when we use the words we, our, or us, we mean SGPanel. We may change the Terms of Service at any time. Your continued use of the Terms of Service means you agree with the most-current version of the Terms of Use, Terms of Service and Privacy Statement, all of which can be found on the SGPanel website (www.panel.sg) (the Site). As a registered user of the SGPanel sevice, we ask you to regularly review the Terms of Service In these Terms of Service the following terms are used: This site together with any other websites owned and operated by SGPanel or any of its affiliates (the Network). Persons who have registered for the Service, with the intention of utilizing the SGPanel service (Account Holders) The process of providing the SGPanel service to enable Businesses to send you relevant Messages in exchange for payment for your interactions (the Service) Any third party entity using the SGPanel's service to send information to Account Holders (Businesses).

1. YOUR LICENSE TO USE THE TERMS OF SERVICE. You are granted a limited, non-exclusive license to use the Terms of Service and the information, text, visual images, products, and services made available by Planet Pulse (Content) solely for your personal non-commercial use, and in accordance with these Terms of Service. Planet Pulse reserves all rights to the Service and the Content.

2. REGISTRATION AND USE.
2.1 Purpose The Service enables Businesses to select your profile and request your attention and feedback to advertising marketing and market research communications via the Service framework (Messages). Businesses will pay you for completing a Message and pay you for your attention and feedback (where appropriate) whilst maintaining your privacy and anonymity to those Businesses. The Service and its component elements are exclusively, permission based which requires all Account Holder to Opt-in. That means the choice of joining and continuing to take part in the Service and level of participation is entirely yours.
2.2 SGPanel Account Information To join the Service you must validly provide information into your SGPanel Account. Provided you have complied with and agreed to the Terms of Service you will be issued with a user name and password. You must keep your user name and password confidential and must not reveal your password to anyone. You are entirely responsible for any and all activities that occur under your SGPanel Account. SGPanel will not be liable for any losses or damage incurred as a result of the unauthorized use of your user name or password.
2.3 Your Money SGPanel will hold all funds generated by the provision of the Service. SGPanel will on your behalf maintain a credit against your name for all funds paid by a Business to you. No money will vest in you as a SGPanel Account Holder until that money is paid to you or at your direction as permitted under these Terms of Service. Nothing in these Terms of Service creates an obligation on SGPanel as agent, trustee or any other fiduciary relationship for you as a SGPanel Account Holder. SGPanel will retain financial information relating to your Transaction Record. To the extent possible, SGPanel will store this information in a non identifying form. Particulars of the amount standing to your credit will be clearly displayed as your Account Balance accessible after you log into your SGPanel account.
2.4 Transferability Your SGPanel Account, password and user name is personal to you and is not transferable under any circumstances.
2.5 Accurate Information You may only use the Service for lawful purposes. You are also responsible whenever your user id and password is used, and any and all related charges (for instance, charges related to ordering certain services), whether or not authorized by you. You must provide us with valid and truthful information. In particular you agree that the information provided on the Planet Pulse registration screens, together with any other personal contact details are valid and correct. You must inform us of any change in the information provided by you on the SGPanel registration screens (including but not limited to email address/street mailingaddress and other personal contact information) as soon as practicable. See Conditions of Use below. You further agree to use reasonable efforts to keep any other information provided up to date. As one of the conditions of your use, you warrant and represent that you are a genuine or bona fide Account Holder and that you are not using the Terms of Service for any other purpose. It is YOUR RESPONSIBILITY to ensure that your use of the Service complies with these Terms of Service and any notices received by you from SGPanel.